Buying a condo comes with its own rules — from HOA reviews to project approval. Condo loans are specifically structured to meet those requirements, whether you’re purchasing a primary residence, vacation spot, or investment property.
Scenario
Jordan wanted a condo downtown but was unsure about financing rules. With a condo loan tailored to HOA requirements, he was able to purchase confidently — knowing the loan was structured to meet the unique demands of condo ownership.

Borrower Checklist:
Condo must meet Fannie/Freddie/agency guidelines
HOA must provide required docs
Standard income & credit qualifications
Documentation Checklist:
HOA documents (questionnaire, budget, bylaws, insurance)
Pay stubs (last 30 days)
W-2s (last 2 years)
Tax returns (if self-employed)
Bank statements (last 2 months)
Valid photo ID
Condo Appraisal
34125 US Highway 19
Suites 110 and 200, Office 291
Palm Harbor, FL 34684
1.813466.4319
NMLS: 1693869 | 130562

Licensed by the Department of Financial Protection and Innovation (DFPI)