Condo Loans

Buying a condo comes with its own rules — from HOA reviews to project approval. Condo loans are specifically structured to meet those requirements, whether you’re purchasing a primary residence, vacation spot, or investment property.

Scenario

Jordan wanted a condo downtown but was unsure about financing rules. With a condo loan tailored to HOA requirements, he was able to purchase confidently — knowing the loan was structured to meet the unique demands of condo ownership.

“Financing That Fits the Condo Lifestyle.”

Borrower Checklist:

  • Condo must meet Fannie/Freddie/agency guidelines

  • HOA must provide required docs

  • Standard income & credit qualifications

Documentation Checklist:

  • HOA documents (questionnaire, budget, bylaws, insurance)

  • Pay stubs (last 30 days)

  • W-2s (last 2 years)

  • Tax returns (if self-employed)

  • Bank statements (last 2 months)

  • Valid photo ID

  • Condo Appraisal

34125 US Highway 19

Suites 110 and 200, Office 291

Palm Harbor, FL 34684

1.813466.4319

[email protected]

NMLS: 1693869 | 130562

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