YOUR SUCCESS STARTS HERE
With The ReMarkable Mortgage Team, people come first. We’re committed to delivering a home loan experience built on care, clarity, and trust. With our expertise in residential lending, we’ll guide you every step of the way. Ready to begin? Apply online today and take your first step toward homeownership success.
CONVENTIONAL LOANS
Competitive rates with flexible terms.
No mortgage insurance with 20% down.
Great for borrowers with solid credit & steady income.
FHA LOANS
Down payments as low as 3.5%.
More flexible credit requirements.
Ideal for first-time or credit-challenged buyers.
VA LOANS
No down payment required.
No monthly mortgage insurance.
Exclusive for veterans, active-duty & eligible spouses.
USDA LOANS
0% down for homes in rural/suburban areas.
Lower mortgage insurance costs.
Designed to make homeownership more affordable.
DOWN PAYMENT ASSISTANCE
(DPA) LOANS
Helps cover down payment & closing costs.
Programs vary by state and local options.
Ideal for buyers struggling with upfront expenses.
NON-QM LOANS
Alternative qualification methods (bank statements, assets, rental income).
Great for self-employed & non-traditional borrowers.
Flexible solutions outside standard guidelines.
JUMBO LOANS
Financing for homes above conforming loan limits.
Competitive rates for higher-priced properties.
One loan solution for luxury or high-cost areas.
REVERSE MORTGAGES
Available for homeowners 62+.
Access home equity as cash, income, or credit line.
No monthly mortgage payments required.
RENOVATION LOANS
Finance purchase & improvements in one loan.
Great for fixer-uppers or upgrades.
Build your dream home without separate financing.
NEW CONSTRUCTION LOANS
Covers building costs start to finish.
Converts to a standard mortgage when complete.
Flexible for custom or new-build homes.
FREDDIE MAC HOME POSSIBLE
Buy with as little as 3% down.
Reduced mortgage insurance.
Perfect for first-time & moderate-income buyers.
FANNIE MAE HOMEREADY
3% down with flexible guidelines.
Household income can be used to qualify.
Affordable for multi-generational households.
HIGH BALANCE MORTGAGES
Higher loan limits for expensive markets.
Conventional underwriting and rates.
A step between standard and jumbo loans.
CONDO LOANS
Financing tailored for condo requirements.
Works for primary, second homes, or investments.
Designed for properties with HOA/project rules.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
34125 US Highway 19
Suites 110 and 200, Office 291
Palm Harbor, FL 34684
1.813466.4319
NMLS: 1693869 | 130562
Licensed by the Department of Financial Protection and Innovation (DFPI)