For homes that exceed conforming loan limits, jumbo loans provide financing without compromise. Perfect for high-cost areas or luxury properties, jumbo loans allow buyers to access the funds needed while still enjoying competitive rates.
Scenario
Michael and Taylor wanted a spacious home in a high-cost area. The price exceeded conventional limits, but a jumbo loan gave them the financing they needed without splitting into multiple loans. They were able to buy the home they loved with one simple solution.

Borrower Checklist:
Strong credit score (680+)
Larger down payment (10–20%)
Strong reserves required
Documentation Checklist:
Pay stubs / W-2s / tax returns (2 years)
Bank statements (3–6 months, to prove reserves)
Valid ID
Purchase contract & appraisal
34125 US Highway 19
Suites 110 and 200, Office 291
Palm Harbor, FL 34684
1.813466.4319
NMLS: 1693869 | 130562

Licensed by the Department of Financial Protection and Innovation (DFPI)