VA Loans
Reserved for veterans, active-duty service members, and qualifying spouses, VA loans offer incredible benefits: zero down payment, no monthly mortgage insurance, and competitive rates. Backed by the Department of Veterans Affairs, these loans are one of the most powerful tools for those who have served our country.
Scenario
After retiring from the Army, John and his wife wanted to settle down near family. With a VA loan, they bought their home with zero down, saving their nest egg for renovations and moving expenses. No monthly mortgage insurance made their payment even more affordable.
“A Benefit Earned — Zero Down, Big Impact.”
Borrower Checklist:
Eligible veteran, active-duty, or spouse
Certificate of Eligibility (COE)
Stable income to support payments
Documentation Checklist:
COE (VA Form 26-1880)
DD-214 (for veterans)
LES (Leave & Earnings Statement for active duty)
Pay stubs / W-2s / tax returns
Bank statements
Valid photo ID
34125 US Highway 19
Suites 110 and 200, Office 291
Palm Harbor, FL 34684
1.813466.4319
NMLS: 1693869 | 130562
Licensed by the Department of Financial Protection and Innovation (DFPI)