Close Your Tampa Mortgage With Confidence

Tampa is the largest city in Hillsborough County. The ReMarkable Mortgage Team helps Tampa buyers get from offer to closing, and helps homeowners refinance.

How a Tampa home loan gets to closing

• Pre-approval — we review income, assets and credit so your offer is strong.
• Contract & application — you receive a Loan Estimate after you apply.
• Appraisal, inspection & insurance — in Florida, get homeowners (and, if needed, flood) insurance quotes early; they affect approval and payment.
• Underwriting & clear to close — we work through conditions with you.
• Closing Disclosure — under federal rules you receive it at least three business days before closing.
• Closing day — usually with a Florida title company or attorney. Florida closing costs include state documentary stamp tax and intangible tax on new mortgages, plus title insurance.

Tampa neighborhoods we serve

South Tampa, Seminole Heights, Westchase, Carrollwood, New Tampa, and nearby Brandon and Riverview, plus the rest of Hillsborough County.

Typical Tampa buyers

First-time buyers, relocating professionals, military families near MacDill Air Force Base using VA loans, self-employed borrowers (non-QM), investors (DSCR), and buyers of higher-priced homes (jumbo).

Florida buyers may also qualify for programs run through Florida Housing Finance Corporation (the state's housing finance agency), such as first-mortgage programs paired with down payment and closing-cost assistance, and the Florida Hometown Heroes program for eligible full-time Florida workers. Some counties and cities also run their own local assistance through the SHIP program. See our down payment assistance guide for how these work.

Program availability, eligibility, income and purchase-price limits, and assistance funding change over time and are set by the program administrators. Ask Mark for current details before you rely on any program.