Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Don't worry our team will walk you through exactly what's needed for your unique situation, step by step.

Every borrower’s path to success looks a little different. Depending on your loan type and financial situation, approval can take anywhere from a few days to a few weeks. The good news? Our team works hard to keep things moving quickly and efficiently so you can focus on celebrating your next step — homeownership.

Absolutely. More and more people are self-employed, freelance, or 1099 these days, and lenders have programs designed exactly for you. Instead of just looking at one paycheck, we take a bigger picture view of your income to show stability. You may be surprised at how many options you actually have. Let’s walk through your situation together — give us a quick call and we’ll map out a plan for you.

Great question — because it’s never just the down payment. You’ll want to budget for things like closing costs, insurance, and inspections, but here’s the good news: there are ways to lower those costs, and sometimes even programs that help cover part of them. Before you assume it’s out of reach, let’s crunch the real numbers together. A quick conversation could show you it’s more affordable than you think.